The objective is to wager on the hand closest to a total of 9. You may wager on either the Banker hand or the Player hand, or on a Tie bet.
There are three betting options a player may wager on: Player hand, Banker hand or Tie bet.
Card values: the Player and Banker are dealt two cards each. All tens and picture cards equal zero. The Ace's equals to 1. All other cards count as their face value. If the value of cards exceed 9, then the hand value is adjusted by subtracting 10 from the total. Example:
9+7=16 | Hand counts 6 |
5+5+5=15 | Hand counts 5 |
10+9=19 | Hand is a "natural" 9 |
King+Ace+5 | Hand counts 6 |
When the Player and Banker hands are the same total, the hand is a Tie. Third Card Draw: a third additional card may be dealt automatically, according to the third card rules. No hand will receive more than three cards. Third Card Draw: a third additional card may be dealt automatically, according to the third card rules. No hand will receive more than three cards.
Third Card Rules
"Natural" - If either Player hand or Banker hand
totals 8-9, the hand is called "Natural". In this case, both the
Player and the Banker must stand. If the Player hand total is -
0-5 Player hand must draw
6-7 Player hand must stand
If the Player hand stands on two cards then two card
Banker hand totaling 3,4,5 must draw and 6 must
stand. After the Player hand is dealt a third card, Banker
hand receives a third card according to the following rules: if the
Banker hand is -
0-2 Banker hand must draw
3-6 Third card to
Player hand determines draw or stand
7 Banker hand must
stand
When Banker hand Totals 3-6:
Banker Hand Totals | Banker Hand Draws when Player third card is- | Banker Hand Stands when Player third card is- |
3 | 1-2-3-4-5-6-7-9-0 | 8 |
4 | 2-3-4-5-6-7 | 0-1-8-9 |
5 | 4-5-6-7 | 0-1-2-3-8-9 |
6 | 6-7 | 0-1-2-3-4-5-8-9 |
7 | Banker hand must stand | |
8-9 | "Natural" Banker hand must stand |
Payoff
Winning Player hand wagers are paid 1 to 1.
Example: if you bet $5 on the Player hand, and the Player hand was closer
to 9 than the Banker hand, you will get your $5 back plus another $5.
Winning Banker hand wagers are paid 1 to 1 but the player must pay a 5%
commission to the house.
Example: if you bet $5 on the Banker hand, and the Banker hand was
closer to 9 than the Player hand, you will get your $5 back plus
another $4.75 ($5 minus $0.25).
Winning Tie bet wagers are paid at 8 to
1.
Example: if you bet $5 on the Tie hand, and Banker and Player
have the same hand count, you will get your $5 back plus another
$40.
You can play Baccarat either for fun (Play Demo) or for real money (Play). Play and win!
* to play for real money you need to register first. It takes only several seconds to register.
TopBefore any cards are dealt, the player must wager. He does this by placing his bet in the designated space in front of his table position. The dealer then deals two cards to each of the players, and two to himself (one of the dealer's cards is dealt face up and one is dealt facing down). Face cards (kings, queens and jacks) count as 10, ace counts as one or 11 (as the player chooses) and all other cards are counted at their face value.
Full game rulesBefore any cards are dealt, the player must wager. He does this by placing his bet in the designated space in front of his table position. The dealer then deals two cards to each of the players, and two to himself (one of the dealer's cards is dealt face up and one is dealt facing down). Face cards (kings, queens and jacks) count as 10, ace counts as one or 11 (as the player chooses) and all other cards are counted at their face value.
Full game rules